Home Repair Program

Wichita Habitat for Humanity’s Home Repair Program partners with qualified homeowners to assist with a variety of projects, from larger-scale exterior repairs to smaller-scale energy efficiency upgrades. Our programs range from grant-funded options to zero-interest loans based on income. The purpose of this program is to help homeowners maintain their homes and to keep the community thriving.

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Types of Repairs

  • Roof, gutter, and siding repair or replacement
  • Exterior doors and window repair or replacement
  • Plumbing, electrical and HVAC repair or replacement
  • Tree hazards and site cleanup
  • Accessibility modifications
  • All repairs must meet Wichita Habitat’s Minimum Housing Quality Standard

What we DON'T Do

  • Cosmetic repairs
  • Building additions
  • Emergency repairs
  • Large structural repair

Affordability

  • Zero Interest Loans
  • Sliding scale for grant and/or loan based on Income
  • Pay Installments (1-15 years) instead of all at once
  • Get started by filling out the pre-application at the bottom of the page

Application Requirements

  • A completed Home Repair Program Application (Additional application for other combined programs may be required)
  • Must provide formal, verifiable proof of current income. Check stubs, SSI, pension, child support, alimony, etc.
  • Copy of homeowner’s insurance or recent denial letter (within 90 days) from insurance company with explanation of denial. (may be eligible)
  • Copy of Identification for everyone in the household.
  • Elderly, disabled, and veterans strongly encouraged to apply

Qualifications

  • Must be a homeowner
  • Household income should not exceed 100% of area median income (AMI)
  • Must be current on mortgage payments, property taxes, and utilities and have homeowners insurance
  • Demonstrate the ability to repay all or part of a no interest loan
  • Willingness to partner with Habitat minimum of 4 hours sweat equity (sweat equity will be based on the size of the project
  • Show need for repair using Housing Quality Standards
  • Allow us to do a whole house assessment and show a need for repair using our Housing Quality Standards

Income Guidelines

Household SizeBelow 35% Area Median Income35-60% Area Median Income61-80% Area Median Income81-100% Area Median Income
1$20,790$35,640$47,520$59,400
2$23,765$40,740$54,320$67,900
3$26,740$45,840$61,120$76,400
4$29,680$50,880$67,840$84,800
5$32,060$54,960$73,280$91,600
6$34,440$59,040$78,720$98,400
7$36,820$63,120$84,160$105,200
8$39,200$67,200$89.600$112,000
Repayment Amount$150 Processing Fee25% Repayment Required40% Repayment Required100% Repayment Required

Pre-Application Forms

Please fill out this pre-application to see if you might qualify. You will be contacted soon. Thank you.
Online Form
Print Form