Home Repair Program

Wichita Habitat for Humanity’s Home Repair Program partners with qualified homeowners to assist with a variety of projects, from larger-scale exterior repairs to smaller-scale energy efficiency upgrades. Our programs range from grant-funded options to zero-interest loans based on income. The purpose of this program is to help homeowners maintain their homes and to keep the community thriving.

Image

Types of Repairs

  • Roof, gutter, and siding repair or replacement
  • Exterior doors and window repair or replacement
  • Plumbing, electrical and HVAC repair or replacement
  • Tree hazards and site cleanup
  • Accessibility modifications
  • All repairs must meet Wichita Habitat’s Minimum Housing Quality Standard

What we DON'T Do

  • Cosmetic repairs
  • Building additions
  • Emergency repairs
  • Large structural repair

Affordability

  • Zero Interest Loans
  • Sliding scale for grant and/or loan based on Income
  • Pay Installments (1-15 years) instead of all at once
  • Get started by filling out the pre-application at the bottom of the page

Application Requirements

  • A completed Home Repair Program Application (Additional application for other combined programs may be required)
  • Must provide formal, verifiable proof of current income. Check stubs, SSI, pension, child support, alimony, etc.
  • Copy of homeowner’s insurance or recent denial letter (within 90 days) from insurance company with explanation of denial. (may be eligible)
  • Copy of Identification for everyone in the household.
  • Elderly, disabled, and veterans strongly encouraged to apply

Qualifications

  • Must be a homeowner
  • Household income should not exceed 100% of area median income (AMI)
  • Must be current on mortgage payments, property taxes, and utilities and have homeowners insurance
  • Demonstrate the ability to repay all or part of a no interest loan
  • Willingness to partner with Habitat minimum of 4 hours sweat equity (sweat equity will be based on the size of the project
  • Show need for repair using Housing Quality Standards
  • Allow us to do a whole house assessment and show a need for repair using our Housing Quality Standards

Income Guidelines

Household SizeBelow 35% Area Median Income35-60% Area Median Income61-80% Area Median Income81-100% Area Median Income
1$18,585$31,860$42,480$53,100
2$21,245$36,420$48,560$60,700
3$23,905$40,980$54,640$68,300
4$26,530$45,480$60,640$75,800
5$28,665$49,140$65,520$81,900
6$30,800$52,800$70,400$88,000
7$32,900$56,400$75,200$94,000
8$35,035$60,060$80.080$100.100
Repayment Amount$150 Processing Fee25% Repayment Required40% Repayment Required100% Repayment Required

Pre-Application Forms

Please fill out this pre-application to see if you might qualify. You will be contacted soon. Thank you.
Online Form
Print Form